top of page


About Regina Finstad,  P&C Broker

Regina Finstad has been an active member of the insurance industry for over eight years having built her reputation on being an advocate for her insureds. 

She ensures she offers the best coverage at the most competitive rates available in each of her markets. 

From personal or commercial auto, homeowners or pet insurance, Regina is always ready to put you and your needs first! 

Regina Finstad
Questions about your coverage?
Contact Us! 

Thanks for submitting!

Different makes and colors of big rigs semi trucks with semi trailers standing in row on t

Our Mission

Our mission is to provide exceptional service to each of our clients in a timely and professional manner. 

We pride ourselves on being conscientious and concise in all business activities. 

Coverage types: 

COMMERCIAL AUTO LIABILITY: protects small businesses when a company-owned vehicle is involved in a collision, stolen, vandalized, or otherwise damaged. This coverage also issues your filings to the FMCSA and RMIS

MOTOR TRUCK CARGO: also known as cargo insurance or freight insurance, protects trucking companies from financial losses due to damage or loss of cargo while it's being transported. This coverage can apply during loading, unloading, and transit, and can protect against accidents like collisions, fires, rollovers, and trailer/cargo strikes. It can also cover the cost of cleanup and pollution removal. 

PHYSICAL DAMAGE: a type of insurance that protects vehicles from a variety of damages, including those to the inside, outside, mechanical, and electrical systems. It's a general term that typically includes collision and comprehensive insurance policies, but can also include more limited options like fire and theft coverage. 

GENERAL LIABILITYshields businesses against third-party claims of:

  • Bodily injury

  • Property damage

A third party can be any member of the public who interacts with your business. That includes customers, clients, vendors, and even delivery people. It does not include yourself or your employees. General Liability coverage typically pays your legal fees and the cost of fixing the situation (up to the limits of liability).

UMBRELLA COVERAGE: also known as business umbrella insurance, is an additional layer of liability protection that supplements a business's existing commercial auto insurance policy. It can help cover claims that exceed the limits of a business's liability policies, such as auto accidents, bodily injury, and property damage. Umbrella insurance can also cover damages caused by cars that a business uses but doesn't own.

EXCESS COVERAGE: also known as commercial excess liability insurance, is a policy that increases the limits of a commercial auto insurance policy when a claim exceeds the policy's limits. It's intended to protect businesses from unexpected events that could have catastrophic consequences, such as auto accidents.

WORKERS'S COMPENSATION: considered the exclusive remedy for injured employees. What this means is that an employer assumes absolute liability for all work-related injuries, and workers' compensation benefits are the sole remedy for injured workers against their employers.



Monday - Friday 

8:30 am to 5:30 pm



9:00 am to 12:00 pm


Evenings by Appointment

Offices in San Ramon, California.

Providing coverage across 48 states!

CA LIC #0M77428 - TX LIC #2845664

NV LIC #3832980NJ LIC#3002163157

ID LIC#19017542 - NC LIC#19017542

MD LIC #3002600879 - AZ LIC #19017542



We receive, collect and store any information you enter on our website or provide us in any other way. In addition, we collect the Internet protocol (IP) address used to connect your computer to the Internet; login; e-mail address; password; computer and connection information and purchase history. We may use software tools to measure and collect session information, including page response times, length of visits to certain pages, page interaction information, and methods used to browse away from the page. We also collect personally identifiable information (including name, email, password, communications); payment details (including credit card information), comments, feedback, product reviews, recommendations, and personal profile.

When you conduct a transaction on our website, as part of the process, we collect personal information you give us such as your name, address and email address. Your personal information will be used for the specific reasons stated above only.

We collect such Non-personal and Personal Information for the following purposes:

1. To provide and operate the Services;
2. To provide our Users with ongoing customer assistance and technical support;
3. To be able to contact our Visitors and Users with general or personalized service-related notices and promotional messages;
4. To create aggregated statistical data and other aggregated and/or inferred Non-personal Information, which we or our business partners may use to provide and improve our respective services; 
5. To comply with any applicable laws and regulations.

Our company is hosted on the platform. provides us with the online platform that allows us to sell our products and services to you. Your data may be stored through’s data storage, databases and the general applications. They store your data on secure servers behind a firewall.  

All direct payment gateways offered by and used by our company adhere to the standards set by PCI-DSS as managed by the PCI Security Standards Council, which is a joint effort of brands like Visa, MasterCard, American Express and Discover. PCI-DSS requirements help ensure the secure handling of credit card information by our store and its service providers.

We may contact you to notify you regarding your account, to troubleshoot problems with your account, to resolve a dispute, to collect fees or monies owed, to poll your opinions through surveys or questionnaires, to send updates about our company, or as otherwise necessary to contact you to enforce our User Agreement, applicable national laws, and any agreement we may have with you. For these purposes we may contact you via email, telephone, text messages, and postal mail.

If you don’t want us to process your data anymore, please contact us at

We reserve the right to modify this privacy policy at any time, so please review it frequently. Changes and clarifications will take effect immediately upon their posting on the website. If we make material changes to this policy, we will notify you here that it has been updated, so that you are aware of what information we collect, how we use it, and under what circumstances, if any, we use and/or disclose it. 

If you would like to: access, correct, amend or delete any personal information we have about you, you are invited to contact us at

bottom of page